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Rates


In this business, rates are more than just a point of interest – they are often the deciding factor. All of our product rates are featured here.

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  • CHEQUING ACCOUNT
  • HIGH INTEREST SAVINGS ACCOUNT
  • GUARANTEED INVESTMENT CERTIFICATE
  • CHEQUING ACCOUNT RATES
CHEQUING ACCOUNT RATES

1Current interest rates as of March 14, 2020.

ACCOUNT BALANCE INTEREST RATE1
$0 – $49,999.99 0.00%
$50,000.00 – $99,999.99 0.00%
$100,000.00+ 0.00%

1Rates as of  March 14, 2020. All rates are subject to change at any time without prior notice. The applicable tier rate is paid on every dollar in the account. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account.

  • HIGH INTEREST SAVINGS ACCOUNT RATES
HIGH INTEREST SAVINGS ACCOUNT RATES

Effective as of close of business on March 23, 2025, the annual interest rate for the LBC Digital High Interest Savings Account (HISA) on deposits up to and including $500,000 will change from 2.50% to 2.20%. The annual interest rate on deposits over $500,000 will change from 2.50% to 2.20%.

 

ACCOUNT BALANCE INTEREST RATE2
Up to and including $500,000 2.20%
$500,000.01 + 2.20%

2 LBC Digital HISA rates as of close of business on March 23, 2025. The 2.20% interest rate applies to deposits up to and including $500,000 and 2.20% interest rate applies to deposits above $500,000. The applicable tier interest rate applies to every dollar in the tier. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account. All rates are subject to change at any time without prior notice.

Guaranteed Investment Certificates RATES

*Rates as of close of the business on May 8, 2025. All term GICs are non-registered and non-redeemable.

TERM MINIMUM INTEREST RATE*
1 year $100.00 3.25%
2 years $100.00 3.15%
3 years $100.00 3.25%
4 years $100.00 3.35%
5 years $100.00 3.40%


For more information about LBC Digital GICs, call 1-866-249-1489.

*All rates are subject to change at any time without prior notice. Interest rates are per annum. Interest is either compounded annually (paid at maturity) or paid annually to the LBC Digital account of your choice. Interest rates and initial investments are applicable for LBC Digital GICs purchased via https://onlinebanking.lbcfg.ca only.

 

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